Risk Disclosure

Essential Financial Safety Disclosures

1. Mutual Fund Market Risks

Mutual Fund investments are subject to market risks. The Net Asset Value (NAV) of the schemes can go up or down depending on the factors and forces affecting the capital markets. There is no assurance or guarantee that the objective of the schemes will be achieved.

"Please read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) carefully before investing."

2. Standard Disclosures

  • Past performance of the Sponsor/AMC/Mutual Fund does not indicate the future performance of the schemes.
  • The name of the schemes does not in any manner indicate either the quality of the schemes or their future prospects and returns.
  • Investors are not being offered any guaranteed or assured returns under any of the schemes.

3. Specific Investment Risks

Different types of funds carry different levels of risk:

  • Equity Risk: Exposure to stock markets involves volatility and potential for capital loss.
  • Debt/Interest Rate Risk: Debt securities change in value as interest rates fluctuate. Credit risk involves the possibility of default by the issuer.
  • Liquidity Risk: Inability to sell a security at its fair value due to lack of buyers in the market.
  • Concentration Risk: Investing heavily in a particular sector or few stocks increases the impact of their performance on the portfolio.

4. Electronic Transaction & Technology Risks

By using Troth's digital platform or exchange-managed platforms (NSE/BSE), you acknowledge the following risks:

  • System Failures: Transactions may fail due to technical issues in the internet connection, server downtimes, or communication link failures.
  • Execution Delays: There may be delays in the execution of transactions or data updates due to high traffic or technical processing at the AMC/RTA/Exchange end.
  • Notification Risks: Dependence on third-party mobile and email service providers for transaction alerts and OTPs. Delay or non-receipt of these alerts is a known risk.
  • Cyber Security: Risks associated with unauthorized access, hacking, or phishing, despite the security measures implemented.

5. NSE & Platform Specific Risks

While using platforms like NSE NMF II, investors are subject to the rules and regulations of the respective stock exchange. Troth acts as a facilitator and is not responsible for the operational efficiency of exchange-managed infrastructure.

6. Conflict of Interest Disclosure

Troth Financial Services Private Limited (ARN: 353823) receives commission from Asset Management Companies for distribution of mutual fund products. Our advice is based on a "best-effort" basis and should not be construed as investment coaching or legal advice.